FTSE Defensive Supertracker Plan April 2016

An investment return will be payable if the Final Level of the Index is above 80% of the Opening Level of the Index. In this event, the amount of the gross investment return payable will be 3% of your Net Subscription for each percentage point that the Final Level exceeds 80% of the Opening Level. For example, 81% is 1 percentage point above 80% and would provide an investment return of 3%; 82% is two percentage points above 80% and would provide a 6% investment return, and so on. The maximum investment return is capped at 60% which would be payable if the Final Level of the Index is at least equal to its Opening Level i.e. 20 percentage points above 80%. If the Final Level of the Index is above its Opening Level you will not receive any additional return above the maximum 60% provided by the Plan. If the Final Level of the Index is equal to, or lower than, 80% of its Opening Level you will not receive an investment return.

This is a capital-at-risk product. You will lose money if the Final Level of the Index is below 60% of its Opening Level. The amount of your money that you would lose will be the percentage by which the Final Level of the Index is below its Opening Level. In extreme circumstances you could lose all of your Net Subscription. If the Final Level of the Index is at least equal to 60% of its Opening Level you will receive a full return of your Net Subscription.

FTSE 100 Index

6410.26

Where available, the Performance Chart is constructed out of indicative BID prices and should not be used as an accurate representation of the current or past value of any investment. Indicative prices are communicated to us directly by the relevant issuing bank and we (Meteor Asset Management Ltd.) are not the calculation agent. We are, therefore, not responsible for the timing or accuracy of any indicative prices shown and produce these charts for purely indicative purposes only. Any prices shown are representative of close-of-business as of the date indicated and are not updated or correct in real-time. Indicative prices are not immediately available to us after an investment has just begun. If no prices are present, check back at a later date or contact us for more information. Past performance is not a reliable indicator of future performance and should not be used to assess the future returns or risks associated with any investment.