Welcome to Meteor

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Our investment products can provide both individual and institutional investors with flexible investment vehicles, which can accommodate varying appetites for risk, asset exposure and capital protection.

It is important that you understand the risks attached to each of the investments. The key risk areas are summarised below, but please remember that these are general risks and those relevant to a particular product are set out in the product literature.

Meteor does not provide financial advice or guidance on tax issues and we recommend that you talk to a financial adviser if you are considering investing. Some products require you to seek professional financial advice. Such products will be highlighted on the website and in the brochure.

Any investment should only form part of your total investment portfolio. You should also maintain savings you can access immediately and without penalty to meet any emergency cash needs that may arise during the investment term.

Availability and Residence – due to local regulatory and legal requirements, not all products described on this website are available in all jurisdictions and some may be available on a limited basis only.

The securities mentioned on this website are not being offered, and will not be sold, within the United States or to, or for the account or benefit of, any U.S. person. The term U.S. person shall have the meaning as defined in Regulation S under the United States Securities Act of 1933 and includes, among other things, U.S. residents and U.S. corporations and partnerships.

Cancellation Risk – the risk that if you decide to cancel the investment after assets have been purchased you could lose some of your money if the market(s) or asset(s) to which your contract is linked have fallen since the purchase date.

Counterparty Risk   – the risk that a financial institution with whom we arrange the assets to provide investment returns does not, or cannot, pay the amounts due, which could cause you to lose some or all of your money and any investment returns that would have otherwise been payable.

Early Encashment Risk – the risk that if you decide to encash the investment before maturity you could get less back than you invested. Administration charges for early encashment will increase any losses.

Inflation Risk – the risk that inflation will reduce the real value of your investment over time.

Investment Risk – The risk that the market(s) or asset(s) to which your investment is linked fall in value, which could cause you to lose money.

ISA Transfer Risk – if you wish to transfer an existing ISA this must be done in cash, which means your existing ISA manager will sell your investments and you may be charged an exit or transfer fee. There is the potential for loss of income or growth if markets should rise while your transfer remains pending.

Liquidity Risk – the risk that you may not be able to immediately access the value of your investment.

Pricing Risk – the risk that a financial institution with whom underlying investments have been arranged may not be able to quote regular prices making it difficult to value your investment and delaying any early encashment request you may make.

Product Risk – the risk that the product design could produce a return that is lower than a direct investment in the market(s) or asset(s) to which the product is linked.

Tax Risk – The values of any tax reliefs will depend on your individual circumstances. You should note that the levels and bases of taxation could change in the future and these changes may be applied retrospectively.

It is important that you read any product literature carefully and in full so that you understand how the product works and can decide whether or not you are prepared to accept the risks and the possible consequences of investing in a particular contract, before proceeding with an investment.

Use of cookies

We use tools such as cookies which are small strings of text that a website can send to your browser. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your email address. Meteor may use cookies only to store information for the purpose of identifying whether the user is registered on the Site and to shortcut access to the Site. We may also place cookies and similar files on your hard drive for purposes such as security, to facilitate site navigation, to personalise your experience on our site and to help us understand which parts of our websites are the most popular, where our visitors are going, and how much time they spend there. These cookies do not identify you by name as an individual or by account number.

The cookies that we use have a set expiration date of 90 days. This means that every 90 days, users will be required to read and agree to these terms before using the site. Reminders of Risk warnings and information relating to our Privacy Notice and Use of Cookies also run on a 90-day cycle.

To enable or disable cookies, follow the instructions provided by your browser (usually located within the “Help”, “Tools” or “Edit” facility). Alternatively, an external resource is available at www.aboutcookies.org providing specific information about cookies and how to manage them to suit your preferences. However, please be aware that disabling cookies may mean that some of our online services will not work, including administration login queries.

By selecting an option below, you agree to the use of cookies.

Terms & Conditions

Please read these Terms and Conditions carefully before viewing this website. Together with our Privacy Notice and Use of Cookies policy, they govern our relationship with you in relation to this website.

Meteor Asset Management Limited (‘Meteor’) owns and operates this website and content.

These Terms and Conditions constitute an agreement between you (the user) and Meteor relating to your use of the website. By accessing this website and the contents available to you, you agree that you have read and agreed to these Terms and Conditions (as presented herein and as updated from time to time).

Unless otherwise specified, the content on this website is directed solely at those who access it from the United Kingdom. We make no representation that the content of the website is appropriate or available for use by any other users.

Unless otherwise specified all content and materials published on the website are presented for use by individuals and professional advisers. There is a section of the website that is solely for the use of authorised financial advisers and the information therein must not be used or relied upon by private investors. Total responsibility and risk for use of the website and use of available content remains with the user. The information given on the website is for information only and does not constitute investment, legal, accounting or tax advice, or a representation that any investment or service is suitable or appropriate to individual investors.

Meteor does not offer investment, tax, accounting and legal or regulatory advice and assumes no liability whatsoever in connection with use of this website or the information provided. Prospective investors should consult with their professional advisers.

Meteor provides information about its own products and services only. The information contained within this website does not constitute a financial promotion, an offer to sell, the solicitation of an offer to buy or sell, or any form of professional advice.

We reserve the right to correct, alter, suspend or remove any content of the website at any time without notice.

We may alter these Terms and Conditions at any time without notice and post the new version on the website, following which all use of the website will be governed by that revised version.

You should check these Terms and Conditions regularly and thoroughly.

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the jurisdiction of the Courts of England and Wales, to which each party submits.

Considerable care has been taken to ensure the information contained within this website is accurate and up-to-date, however, no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information.

You agree that we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with these Terms and Conditions or your use or inability to use the website for any direct, indirect or consequential loss or damage including without limitation for any loss of data, profit, use or revenue (in each case whether direct or indirect) provided that nothing in these Terms and Conditions shall be construed as to limit our liability for death or personal injury caused by our negligence or for our fraud.

You agree that you shall not attempt to interfere with the proper working of the website and, in particular, you shall not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other Internet-connected device relating to the website.

This website may not be reproduced (in whole or in part), transmitted (by electronic means or otherwise), modified, linked to or used for any public or commercial purpose without the prior written permission of Meteor.

You may print or download materials from this website for your own personal or business use provided that :

  • No materials are modified in any way;
  • No graphics are used separately from accompanying text;
  • Our copyright and trademark notices appear in all copies and you acknowledge this website as the source of the material;
  • If you have our permission to provide these materials to another person, you ensure they are made aware of these restrictions.

Risk Warnings

Full details of specific risks which may apply will be detailed in the product brochure for each plan and should be read and fully understood before investing. Tax reliefs available under current UK legislation may change and their availability and value depend on individual circumstances. You should always consult a specialist tax adviser for further information before proceeding with a transaction.

Linked sites

On the website, you may be offered various links to other sites which we hope will be informative. We do not, however, accept any responsibility for the content of those sites, the owners of which do not necessarily have any association, commercial or otherwise with us. It is your responsibility to check the Terms and Conditions and privacy and cookies policies on any other website you visit.

Copyright

All copyright and other intellectual property rights in the content, design and layout of this website are owned by us or our licensors. All rights are reserved. You may copy electronically and print in hard copy portions of the website solely for your business-related purpose of using the website to seek information of the kind shown by the website. Any other use of any materials or content on the website (including reproduction for purposes other than that noted above, amendment, updating, distribution or republication) without our prior written consent is prohibited.

Use of cookies

Our website makes use of cookies, which are small strings of text that a website can send to your computer via the browser.  A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your email address. Meteor may use cookies to identify whether the user is registered on the website and to shortcut the access to it. We may also use cookies for other purposes such as security, to facilitate website navigation, to personalise your experience on our website and to help us understand which parts of our website are the most popular, where our visitors are going, and how much time they spend there. These cookies do not identify you by name as an individual or by account number.

The cookies that we use have a set expiration period of 90 days. This means that every 90 days, users will be required to read and agree to our Terms and Conditions before using the website. Reminders of Risk warnings and information relating to our Privacy Notice and Use of Cookies will also run on a 90-day cycle.  It is possible to override this default expiration period, for instance by clearing browsing data, or by making changes to the default settings of your browser.

Your browser should provide facilities to change these settings, including the ability to enable or disable cookies. These functions are usually located within the “Settings”, “Tools” or “Edit” menus.  In addition, an external resource is available at www.aboutcookies.org which provides specific information about cookies and how to manage them to suit your preferences.

You are under no obligation to accept cookies, but please be aware that disabling or deleting them will mean that some features of our website, such as remembering your login details, will not work and your overall experience on our website may be affected.

Please be aware that our website includes links to third party websites, and those websites may also use cookies, over which we have no control.  We recommend that you read the privacy statements on any other websites that you visit.

We may use Google Analytics to help us analyse the usage of our website.  Google Analytics uses cookies to capture statistics regarding website use.  This information is stored by Google, and they provide us with access to it. Google’s privacy policy is available at http://www.google.com/privacypolicy.html

By proceeding, you acknowledge that you have read, understood and agree to these terms and any additional terms and conditions described on individual pages of the website. If you do not accept these Terms and Conditions, please do not continue to use or access any pages of this website.