FTSE/STOXX Kick Start November 2014

If, on any Annual Measurement Date, the closing levels of both Indices are at least equal to their Opening Levels, the product will mature early and provide an investment return. If the product matures early on an Annual Measurement Date, the investment return payable will be: 15.5% at year 1; 25.5% at year 2; 35.5% at year 3; 45.5% at year 4 and 55.5% at year 5. If, on an Annual Measurement Date, the close of business level of one or both Indices is below its Opening Level, no investment return will be made and the product will remain in force. The first Annual Measurement Date was on 30 November 2015. If the product has not matured early and the Final Levels of both Indices are at least equal to their respective Opening Levels, the product will provide an investment return at the Maturity Date equal to 65.5% of the money you invest. If the Final Level of one or both Indices is below its Opening Level, no investment return will be payable at the Maturity Date.

This is a capital-at-risk product and you will lose some or all of your money if the Final Level of the lower performing Index is below 60% of its Opening Level. In this case, the reduction in the money you invest in the product will equal the same percentage that the Final Level of the lower performing Index is below its Opening Level.

Euro Stoxx 50 Index	3250.93
FTSE 100 Index	6722.62

Where available, the Performance Chart is constructed out of indicative BID prices and should not be used as an accurate representation of the current or past value of any investment. Indicative prices are communicated to us directly by the relevant issuing bank and we (Meteor Asset Management Ltd.) are not the calculation agent. We are, therefore, not responsible for the timing or accuracy of any indicative prices shown and produce these charts for purely indicative purposes only. Any prices shown are representative of close-of-business as of the date indicated and are not updated or correct in real-time. Indicative prices are not immediately available to us after an investment has just begun. If no prices are present, check back at a later date or contact us for more information. Past performance is not a reliable indicator of future performance and should not be used to assess the future returns or risks associated with any investment.